Securing 25 years of retirement: A guide to income and wealth management

Securing 25 years of retirement: A guide to income and wealth management

I’ve retired at 60 with a corpus of ₹4.3 crore and my monthly expenses are ₹2 lakh. With a life expectancy of 85, how should I invest to maintain steady income while preserving my corpus? I am considering real estate, high-dividend stocks, and systematic withdrawal plans (SWPs). How can I diversify to balance growth, risk … Read more

Systematic withdrawal plans: Why should you opt for SWPs instead of lump sum after meeting financial goals?

Systematic withdrawal plans: Why should you opt for SWPs instead of lump sum after meeting financial goals?

One of the key objectives of investing is to meet your financial goals. And if you have already achieved them, what should be your course of action? The standard response would be to redeem your investments and withdraw the money so that you can use the same towards your goals. However, this is not an … Read more