Secured credit cards: How do they work, are they a good bet for those with a bad credit score?

Secured credit cards: How do they work, are they a good bet for those with a bad credit score?

What would you do when you don’t have a credit history or a bad one and intend to procure a credit card? More likely than not, your credit card application will get rejected. But as they say — there is always a light at the end of the tunnel for the optimists. Such applicants can … Read more

Don’t have a CIBIL score? Here’s how a secured credit card can help you build it

Don’t have a CIBIL score? Here's how a secured credit card can help you build it

What is a secured credit card? It is a type of credit card issued against the security of a fixed deposit. If you don’t have a CIBIL score, you can open a new fixed deposit or offer an existing fixed deposit and ask the bank to offer you a secured credit card against it. The … Read more