The other day, I took my little one to play in a nearby garden. Kids being naturally curious, he bombarded me with questions about the trees, plants, flowers, and the variety of flora we encountered. As we wandered among the blooms, his questions sparked a chain of thought in my mind. Reflecting on his inquiries, … Read more
Retirement is often seen as the phase of life following one’s exit from the workforce. It’s a time for relaxation and pursuing neglected hobbies or interests. Many opt to travel, bond with family, or engage in community service. Regardless of their pursuits, retirees share a common desire: to avoid worrying about income sources and constantly … Read more
Stay vigilant and monitor your account activity regularly. Always log out of the mobile/ net banking after completing the transaction. Also, keep NFC payments disabled in your mobile banking application, if you’re not using it for a long period of time. Also, besides all these tips, you can always reach out to your bank by … Read more
A joint home loan is a type of housing loan in which multiple individuals share the financial responsibility. It allows immediate family members, such as spouses, parents, and siblings, to apply for the loan together. Let’s examine the numerous advantages of opting for a joint home loan and why it could be the perfect option … Read more
Studying finance books can significantly enhance your financial understanding and help you achieve your objectives. Introductory texts provide fundamental principles, whereas more advanced ones explore detailed investment tactics. The books you choose depend largely on your goals. Reflect on why you’re reading a personal finance book: whether it’s to eliminate debt, plan for retirement, or … Read more
A lot of millennials and Gen Zs take loans to fund their weddings. What’s your view on that? What are some of the things that they should keep in mind before taking a loan to fund their wedding and how should they go about it? Spending large sums of money on weddings is one trend … Read more
Public Provident Fund (PPF) is a super investment vehicle with EEE status – it provides deduction at the time of investment , the interest earned is also tax free and the maturity proceeds are also tax exempt. Currently the rate of interest for PPF is 7.10%. PPF is 100% safe as it is backed by … Read more
The financial independence of women is described by the term fiscal feminism and it is becoming popular in India. This term represents women’s freedom in terms of money, especially those who are mothers since they are defying traditional barriers and redefining their roles within the financial sector. The emergence of fiscal feminism India has experienced … Read more
In any financial well-being session, the part which gets the audience visibly excited is when the talk on investing begins. This is not surprising because we all want to create wealth, be richer, and have more money to spend. While it’s true that identifying the right type of investment goes a long way in your … Read more
Have you ever stopped to think about where your earliest lessons in money management came from? While we often seek financial education from external sources, the most impactful teachings often originate right at home, courtesy: our mothers. Our growing up years are filled with images of a small piggy bank, mom’s old purse with a … Read more