Tailoring portfolio diversification: Strategies for different phases of life

Tailoring portfolio diversification: Strategies for different phases of life

The aim is to include assets that are uncorrelated or have low correlation with each other. Equities, debt, cash and gold are the most common asset classes in a portfolio, each providing a distinct flavour and benefit.  Equities, while having the potential for higher returns, can be volatile in the short term, triggering concerns over … Read more

Income Tax Return: What are the alternatives to Form 16 that can be used while filing ITR?

Income Tax Return: What are the alternatives to Form 16 that can be used while filing ITR?

July 31, 2024, is the deadline for submitting Income Tax Returns (ITRs) for the Assessment Year (AY) 2024–2025. Before submitting their ITRs, salaried employees wait to receive Form 16 from their employers. Pay information, Tax Deducted at Source (TDS) that the employer has deposited, and other data needed to correctly file the ITR are all … Read more

Is a prospective employer deceiving you with inflated CTC

Is a prospective employer deceiving you with inflated CTC

Which is the one number, besides age, that people lie about most often? The answer, which some of you might have already guessed, is salary, or in corporate parlance, the ‘cost to company’ (CTC). Most of these lies are harmless and minor exaggerations by a few individuals to inflate their egos in their social circles. … Read more