These 9 Gold ETFs delivered nearly 27% return since last Diwali; check details

These 9 Gold ETFs delivered nearly 27% return since last Diwali; check details

If you plan to invest in digital gold this Diwali, remember that you have several options, including gold mutual funds, gold ETFs and gold bonds. With the government planning to discontinue gold bonds, investors can consider investing in gold ETFs and gold mutual funds. There are 17 gold exchange-traded funds (ETFs) with total assets under … Read more

Want to start a new FD this Diwali? These 4 banks offer up to 7.9% interest on fixed deposits; check list

Want to start a new FD this Diwali? These 4 banks offer up to 7.9% interest on fixed deposits; check list

If you want to make the most of the high interest rates that prevail in the current market, you may consider locking some of your savings into fixed deposits. Since equity markets are declining on foreign investors’ selling spree and Nifty50 is already 8 per cent down from its all-time high, parking your money in … Read more

Credit Card payment: What is the best time to clear your credit card bill? An explainer

Credit Card payment: What is the best time to clear your credit card bill? An explainer

If you are a regular credit card user, it is vital for you to clear your bill on time to keep your credit score intact and avoid paying late fee as well as interest at an exorbitant rate. There is no denying the fact that the best time to clear your credit card bill is … Read more

ICICI credit cards introduce major changes effective November 15: What you need to know

ICICI credit cards introduce major changes effective November 15: What you need to know

Every bank needs to maintain a balance between the credit card rewards offered to customers and profitability. The balance ensures the rewards program can be provided to customers on a sustainable basis in the long term. Banks like HDFC Bank and Axis Bank have restructured the benefits on their credit cards in the recent past. … Read more

Credit cards: How do air miles work and what are their benefits?

Credit cards: How do air miles work and what are their benefits?

If you are a regular traveller and use airlines on a frequent basis for the purpose, the rewards that you earn on your credit card spends can be utilised for booking flight tickets. Card issuing banks offer free air miles for your spending in select categories, which can then be redeemed for booking flights. Though … Read more

Top 3 reasons to consider a personal loan for your financial needs

Top 3 reasons to consider a personal loan for your financial needs

You never know when a financial emergency might arise. Personal loans are one of the most preferred forms of debt during such times due to their versatility and diverse uses. Here are three reasons why you might consider taking a personal loan: Home renovation Building a house is just the beginning; every home needs renovations … Read more

Credit cards: How are rewards programs different from loyalty programs?

Credit cards: How are rewards programs different from loyalty programs?

If you are new to the credit card universe, it is important for you to know that one of the key incentives for most users while applying for a credit card is to avail credit card rewards program. For those who are unaware, credit card rewards programs are incentives offered by the issuers i.e., banks … Read more

Serial entrepreneur to mutual CEO, Varun Gupta on his investment journey

Serial entrepreneur to mutual CEO, Varun Gupta on his investment journey

Financial planning and a disciplined savings plan are key to a secure future and peaceful retirement years. The process involves a timely start, strategic decision-making, discipline, and wise investments. In the latest episode of Let’s Mint Money, presented in collaboration with Groww Mutual Fund, Varun Gupta, Chief Executive Officer (CEO) at Groww MF offered Editor … Read more

Do Patti on Netflix: Unlocking money lessons with Kajol and Kriti Sanon’s thrilling tale

Do Patti on Netflix: Unlocking money lessons with Kajol and Kriti Sanon’s thrilling tale

This crime film is set in Uttarakhand, and Kajol is a ‘thanedarni’ who is dealing with a suspected domestic abuse case. It’s just that the woman won’t register a complaint against her husband. Trouble is that her twin sister has always been her rival and wants to get between the sister and her husband. Who … Read more

Credit cards: How does low forex markup fee help you save money?

Credit cards: How does low forex markup fee help you save money?

If you are a frequent traveller and often make payments in a foreign currency, then it is likely that you already hold a travel credit card. A travel card can help you make payment in foreign currency seamlessly while you are travelling overseas. However, banks typically charge a forex markup fee which needs to be … Read more