CIBIL score is a key factor that banks consider at the time of evaluating an individual’s creditworthiness. While savings and investments themselves do not directly impact your CIBIL score, they indirectly affect it through various financial behaviours. The factors which actually impact the credit score, also known as CIBIL score, include the payment history, debt … Read more
Since the beginning of this year, five startups with AI-driven social products have received cumulative funding of $27.8 million in seed and Series A rounds in addition to one undisclosed round, according to data from research platform Tracxn. They are social platform Plutus, social media apps Hunch and Explurger, stock-focused social platform OpiGo, and professional … Read more
I am a 35-year-old professional earn ₹1.5 lakh out of which I can invest half every month. I have used my savings to buy a house and now I have around ₹6 lakh in the bank. I want to start my own business in 5 years and I will need ₹75 lakh for this. How … Read more
The Reserve Bank of India (RBI) is expected to cut the interest rates later this year, thus kicking off the rate cut cycle in the market. However, RBI in its Feb 2024 monetary policy meeting (MPC) kept the interest rates unchanged for the sixth time in a row. But this is expected to change as the banking … Read more
This is a tale of two unnamed businesses. These are two very popular stocks. Both are strong players in a very hot sector right now. One business sees gross margin growth, while the other business sees gross margin decline over 10 years. The business with the declining gross margin delivered a 5% CAGR (compound annual … Read more
Bengaluru/Mumbai: The Securities and Exchange Board of India (Sebi) has issued regulations to amend the REIT Regulations 2014, establishing guidelines for creation of Small and Medium Real Estate Investment Trusts, or SM REITs. This move aims to regulate the fractional ownership industry and safeguard investor interests, incorporating both commercial and residential properties within the new … Read more
The finance minister presented a vote on account highlighting the government’s achievements in the last five years and laid the foundation for the budget post-election. The priorities for the government visible from the past budgets are infrastructure, investment, inclusive growth and fiscal prudence. The government, barring the covid shock, has achieved the impossible trinity of … Read more
The digital era we are now living in has given us convenience, access, reach, and information. It continues to evolve quickly and holds many promises and possibilities for us in the future. Amid all this, it is interesting to see how the investors have also evolved. From physical forms to digital platforms, we have come … Read more