I am 40 years old, with two kids and a diverse investment portfolio. My assets include ₹52 lakh in EPF, ₹18 lakh in PPF, ₹2.85 crore in mutual funds, ₹80 lakh in equities, and ₹20 lakh in NPS. My monthly income is ₹3 lakh, with expenses of ₹1.5 lakh, and I invest ₹1 lakh monthly … Read more
UHNI as defined are individuals that operate in large sums of money in terms of incomes and assets. They too are made of flesh and blood, they have a human mind, the only difference is their understanding and relationship with money. The relationship between a high-net-worth individual (HNWI) and their money is often complex and … Read more
In this conversation with Mint, Meenakshi shares insights about his investments and discusses the growth of fintech and its impact on mutual funds. What is your asset allocation? My portfolio looks something like this: 63% in equity, 30% in debt, 5% in cash for emergencies, and about 2% in real estate. I aim to maintain … Read more
Different platforms are making it easier for investors to invest in this asset class. There are three main ways to invest in solar as an asset class. Also Read: Avaada Energy secures 1,050 MWp solar power project from NTPC LLPs Here’s a small example of how solar investing works if you are investing in solar … Read more
Diversification as we all know at a high-level is aligning negatively correlated assets in one’s portfolio to insulate the overall performance from vagaries of any particular asset class. By including equities, fixed income, commodities and real estate one can easily get the best of all worlds but more importantly cushion against the uncertainties in any … Read more
The 53-year-old, a chemical engineer at a Gujarat-based fertiliser company, aims to maintain 50% allocation each in equity and debt. “I am a firm believer of ‘keep it simple, stupid’ (KISS). I am not in the race of generating alpha. I should have enough corpus that when I need it I have it,” he says. … Read more