Claiming home loan tax benefits on multiple properties in India: What you need to know

Claiming home loan tax benefits on multiple properties in India: What you need to know

I own a house in Rajasthan, for which I took a loan. The loan has been paid up substantially. I have been living in Haryana for the last four years. I want to buy one more house here. Can I avail of home loan tax benefits on the purchase of a second home loan? Is … Read more

Personal loans: What is an instant loan? All you need to know

Personal loans: What is an instant loan? All you need to know

Instant personal loan is a type of unsecured loan which gives quick access to money with minimal documentation and fast approval, sometimes within minutes or a few hours. Instant personal loans are generally offered by banks, non-banking financial companies (NBFCs), or fintech lenders and are quite handy to address short-term financial needs, which include but … Read more

How to get a home loan? A step-by-step guide

How to get a home loan? A step-by-step guide

Is owning a home your dream? Are you tired of living in a rented apartment? A home loan can be an excellent option for building your own house. Here, we’ll outline the steps involved in obtaining a home loan from a bank. 1. Fill out the loan application form and gather required documents The first … Read more

A home loan top-up can help borrowers get extra funds, says Kathuria of Easiloan

A home loan top-up can help borrowers get extra funds, says Kathuria of Easiloan

In an interview with MintGenie, Kathuria said that the repayment period for top-up home loans usually goes up to 15 years, with some lenders offering loan tenures of 20 or even 30 years. Edited Excerpts:  Q. Can you summarize how top-up home loans work for existing borrowers? How do they differ from traditional home loans, … Read more