first credit card

Got your first credit card? 8 key things you should be aware of

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Got your first credit card? 8 key things you should be aware of

Are you contemplating applying for a new credit card at a bank? It is definitely a smart thing to do but you should apprise yourself of its pros and cons, and importantly of its key characteristics. Here, we give a lowdown on the usage of a credit card, and its key features that will perhaps … Read more

Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

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Credit cards: Interest-free period, perils of paying minimum due — 6 key things to know before getting your first one

Possessing a credit card is not only uncommon but somewhat close to financial necessity in current times. However, before you procure a credit card, be mindful of a number of thumb rules; for instance, the unpaid dues accrue a very high rate of interest — sometimes as high as 3-4 per cent per month or … Read more