Beware, a financial plan that neglects insurance can leave you high and dry

Beware, a financial plan that neglects insurance can leave you high and dry

Insurance acts like a safety net, helping protect you and your family from unexpected situations that can cause financial stress. Whether it’s a car accident, a health emergency, damage to your home, or losing a primary earner, having the right insurance can ease your financial burden, allowing you to focus on getting back on your … Read more

From bankruptcy to financial freedom: A Mumbai-based couple’s journey of resilience

From bankruptcy to financial freedom: A Mumbai-based couple's journey of resilience

Forced to rebuild from scratch, the Mumbai-based couple, now in their early 50s, navigated corporate comebacks and personal sacrifices to stand as a testament to the power of perseverance and being financially savvy. Today, they believe that true wealth lies not just in earning, but in managing what you have. Early life With a shared … Read more

Want to improve your credit utilisation ratio? Here’s how a personal loan can help

Want to improve your credit utilisation ratio? Here's how a personal loan can help

Personal loans can indirectly improve your credit utilisation ratio. Although they are not included in the utilisation ratio since they are installment loans, they can be used to pay down revolving debt, such as credit cards, which do impact your utilisation ratio. The following points detail the intricate relationship between personal loans sought and credit … Read more