How does credit card work? A beginner’s guide to maximising rewards

How does credit card work? A beginner’s guide to maximising rewards

Using a credit card can be daunting for beginners, but understanding its functioning can help you use it efficiently and make timely bill payments. Let’s dive into how credit cards work, key terms, and the process behind transactions. What is a credit card? A credit card is a form of borrowing with a defined credit … Read more

HDFC Bank’s new credit card rules effective from August 1; check key changes

HDFC Bank’s new credit card rules effective from August 1; check key changes

HDFC Bank will implement revised credit card terms effective August 1st, 2024, aligning them closely with industry standards observed by other banks. The revised credit card terms include: HDFC Bank will introduce a new fee structure for credit card rent payments made through third-party apps such as CRED, Paytm, Cheq, MobiKwik, Freecharge, and others. The … Read more