Credit card and budgeting: How to align your credit card use with your budget goals?

Credit card and budgeting: How to align your credit card use with your budget goals?

A structured budget is essential for managing your finances effectively. It not only helps during emergencies but also secures your financial future. While credit cards can be a double-edged sword, when used wisely, they can significantly enhance your budgeting efforts. The key risk lies in impulsive spending, which can lead to debt traps. However, with … Read more

How does credit card work? A beginner’s guide to maximising rewards

How does credit card work? A beginner’s guide to maximising rewards

Using a credit card can be daunting for beginners, but understanding its functioning can help you use it efficiently and make timely bill payments. Let’s dive into how credit cards work, key terms, and the process behind transactions. What is a credit card? A credit card is a form of borrowing with a defined credit … Read more