Credit cards: 6 common myths everyone should be aware of

Credit cards: 6 common myths everyone should be aware of

If you regularly use a credit card, it is vital to be aware of the key rules including the annual fee, late payment charges, high rates of interest, minimum charges and the interest-free period. Importantly, you should make sure that you stay away from the common myths that are believed to be true by the … Read more

Cashback Credit Cards: What are they and how do they work?

Cashback Credit Cards: What are they and how do they work?

Credit cards offer a host of benefits for customers. Cashback rewards are one of the major attractions in credit cards for users. Cashback refers to the percentage of money that is credited back to the customer’s credit card account for the purchases she/he has made. The percentage can be as high as 5% of the … Read more

HSBC Live+ Credit Card: Enjoy 10% cashback on groceries, dining, and food delivery—Is it worth applying?

HSBC Live+ Credit Card: Enjoy 10% cashback on groceries, dining, and food delivery—Is it worth applying?

In the last few years, some credit cards have emerged in the cashback segment. These cards offer cashback ranging from 1% to 25% on various spending categories. Some of these are co-branded credit cards offering a higher cashback for spending on the partner’s platform and lower cashback on other categories. Some are generic cashback credit … Read more