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Equity returns: How much should you really expect?

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Equity returns: How much should you really expect?

My client was very happy with his portfolio returns. Over the last two years, he had made a cool 30% internal rate of return (IRR). “We should invest more in equity, let’s get aggressive… Invest more in small cap funds as it had delivered the highest return,” he explained. When we first met,he was a … Read more

Tailoring portfolio diversification: Strategies for different phases of life

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Tailoring portfolio diversification: Strategies for different phases of life

The aim is to include assets that are uncorrelated or have low correlation with each other. Equities, debt, cash and gold are the most common asset classes in a portfolio, each providing a distinct flavour and benefit.  Equities, while having the potential for higher returns, can be volatile in the short term, triggering concerns over … Read more