Credit cards are used for a number of financial purposes ranging from paying your bills on time to staggering the bills across equated monthly instalments (EMIs) or for consolidating multiple bills into one. Aside from all this, you can also use a credit card for debt consolidation. What it essentially means is that you can … Read more
For most credit card users, one of the most common use cases is to buy merchandise now and pay for it at a later date, say a month later. Shopping online or offline with the aid of a credit card without having to worry over the price tag is what defines the key utility of … Read more
If you are a regular credit card user, it is vital for you to clear your bill on time to keep your credit score intact and avoid paying late fee as well as interest at an exorbitant rate. There is no denying the fact that the best time to clear your credit card bill is … Read more
If you are new to the credit card universe, it is important for you to know that one of the key incentives for most users while applying for a credit card is to avail credit card rewards program. For those who are unaware, credit card rewards programs are incentives offered by the issuers i.e., banks … Read more
If you are a frequent traveller and often make payments in a foreign currency, then it is likely that you already hold a travel credit card. A travel card can help you make payment in foreign currency seamlessly while you are travelling overseas. However, banks typically charge a forex markup fee which needs to be … Read more
If you are planning to apply for a credit card and are exploring a range of services that can take your experience a notch higher, then you may avail a range of premium services. Although these services vary from bank to bank, one can pick them according to their special preferences. Here we share details … Read more
What would you do when you don’t have a credit history or a bad one and intend to procure a credit card? More likely than not, your credit card application will get rejected. But as they say — there is always a light at the end of the tunnel for the optimists. Such applicants can … Read more
If you are a student, then being unemployed and not having a credit history may come in your way of getting a credit card. There is, however, a way to procure one. Broadly, there are two options for a student to get a credit card: the first is to get an add-on card to a … Read more
Are you contemplating applying for a new credit card at a bank? It is definitely a smart thing to do but you should apprise yourself of its pros and cons, and importantly of its key characteristics. Here, we give a lowdown on the usage of a credit card, and its key features that will perhaps … Read more