From BNPL to AI: Top 8 top trends in credit card technology you need to know

From BNPL to AI: Top 8 top trends in credit card technology you need to know

As digital payments become increasingly integrated into our daily lives, credit card technology is evolving to meet the changing preferences of consumers. From contactless payments to mobile wallets, several trends are reshaping the financial landscape in India. Let’s explore the latest advancements in credit card technology and how they enhance user experience. Also Read | … Read more

Waaree Energies IPO fully subscribed on day 1; check subscription status, GMP, other key details

Waaree Energies IPO fully subscribed on day 1; check subscription status, GMP, other key details

Waaree Energies initial public offering (IPO), which opened for subscription on October 21, was subscribed over 3.32 times on the first day of bidding. The public offer will remain open till October 23. By 5 PM on the first day of bidding, the public issue received 6,98,85,360 applications against offered 2,10,79,384 shares. The retail portion … Read more

NRI taxation: Can benefit from reinvesting real estate capital gains?

NRI taxation: Can benefit from reinvesting real estate capital gains?

I’m a US citizen holding an OCI (Overseas Citizen of India) card. I own three apartments in India that I purchased in the early 2010s. I plan to sell two of them—one in December and the other in February 2025. Against the sale of these two apartments, I plan to buy two new apartments. Can … Read more

Usha Financial Services IPO: GMP jumps from ₹18 to ₹40 as NSE SME IPO declares price band

Usha Financial Services IPO: GMP jumps from ₹18 to ₹40 as NSE SME IPO declares price band

Usha Financial Services IPO GMP: The grey market premium (GMP) for Usha Financial Services IPO surged from ₹18 to ₹40 after the company revealed its price band. The SME IPO, aiming to raise ₹98.45 crore, will open for subscription on October 24 and close on October 28. The price band is set at ₹160 to … Read more

How to read and understand credit card statements effectively?

How to read and understand credit card statements effectively?

Credit card statements can often feel overwhelming due to the wealth of information they contain. However, grasping the details of your statement is essential for effective financial management. By understanding your statement, you can gain insights into your spending habits, identify any discrepancies, and make informed financial choices. What are credit card statements? A credit … Read more

Bank Nifty’s rebound: A signal for market outperformance?

Bank Nifty’s rebound: A signal for market outperformance?

The Bank Nifty, which has lagged behind broader indices over the past few months, is showing signs of resurgence. A strong performance by HDFC Bank and Axis Bank, coupled with a mixed showing from Kotak Mahindra Bank, suggests the index could lift the markets in the coming sessions. Although rising deposit rates have put pressure … Read more

Personal Loan: 5 ways to fund your wedding; see details

Personal Loan: 5 ways to fund your wedding; see details

If you have a wedding scheduled in a few months, chances are that you have already accumulated enough money to organise the celebration for the big day. However, if the wedding is still some years away, then you are supposed to have a well-organised plan for saving funds for the same. Here, we share a number … Read more

Festival season fires up gold sales every year. Not this time.

Festival season fires up gold sales every year. Not this time.

The annual festival season that typically sees a scramble for gold may see a fall in demand this time, the first in four years, as runaway prices put the yellow metal out of reach for many Indians. Gold price nearing ₹80,000 per 10 gm has curbed new purchases and turned customers to exchanging old ornaments … Read more

How salaried taxpayers can increase their take-home pay after this rule change

How salaried taxpayers can increase their take-home pay after this rule change

NEW DELHI : October 2023-24 brought a tax shocker. The rate of tax collected at source (TCS) on the purchase of foreign tour packages and foreign remittances under the Liberalised Remittance Scheme (LRS), other than for education and medical purposes, was raised from 5% to 20%.  Though this additional TCS outflow could be claimed as … Read more

Mint Primer: How can Photoshop survive AI’s onslaught?

Mint Primer: How can Photoshop survive AI's onslaught?

NEW DELHI : Since the 1990s, Photoshop, an image-editing software, has become a colloquial verb for photo retouching. However, over the past two years, generative artificial intelligence (AI) has changed the way photo editing has worked so far, automating most of the steps into one-click commands. This, though, hasn’t affected Photoshop’s ubiquity—in fact, it may … Read more